Payson Homes under $1.25 million

Welcome to Payson, Utah – a hidden gem nestled in the heart of Utah County! Known for its breathtaking mountain views and vibrant community, Payson offers a unique blend of small-town charm and modern amenities. With a rich history and a commitment to preserving its natural beauty, this city is the perfect place for those looking to settle down in a serene environment while still enjoying access to urban conveniences.

One of the most appealing aspects of Payson is its diverse range of homes available for under $1.25 million. Whether you're a first-time homebuyer, a growing family, or looking to downsize, you'll find an array of options that cater to your needs. From cozy single-family homes to spacious modern residences, Payson’s real estate market has something for everyone. Many properties boast stunning views of the Wasatch Mountains, offering the perfect backdrop for your daily life.

In addition to its beautiful homes, Payson is home to a thriving community with plenty of parks, recreational activities, and local events. Enjoy hiking and biking trails, or take a leisurely stroll through the charming downtown area, where you can explore unique shops and delightful dining options. The city hosts various community events throughout the year, fostering a warm and welcoming atmosphere.

With its affordable housing options and a strong sense of community, Payson is not just a place to live—it's a place to call home. Discover the beauty and charm of Payson today, and find your perfect home in this picturesque Utah city!

Newest Payson Homes under $1.25 million

$695,000

4 Beds ⋅ 3 Baths ⋅ 2191967 MLS

Pride of ownership shows throughout this well-maintained Payson rambler, offering generous square footage, a large corner lot, and a functional layout. The main floor features a primary suite, new flooring throughout, and a convenient pass-through laundry room connecting the entry to the garage to the primary suite. Enjoy an inviting front porch and lovely private yard. The basement offers a spacious recreation room, wet bar, and plenty of storage. Additional highlights include RV parking and extra garage space. Buyer to verify all information.

328 S 700 E, Payson

$350,000

2 Beds ⋅ 1 Baths ⋅ 2191726 MLS

Charming, updated home in a desirable Payson, Utah neighborhood! Enjoy convenient single level living, a private backyard, and plenty of parking. This move in ready home offers comfort, convenience, and small town charm! Zero down financing available in this area, call today for a private tour!

175 S 200 E, Payson

$399,000

4 Beds ⋅ 3 Baths ⋅ 2191701 MLS

Available NOW!!! Ready for move-in. Enjoy a $15,000 builder flex incentive to go toward closing costs, purchase price, or both. Welcome to this brand-new, just completed townhome in beautiful Payson, Utah! Featuring 4 spacious bedrooms, including an upstairs primary suite, this home offers a fresh, modern feel with plenty of room to live, relax, and entertain. Enjoy the convenience of a 2-car garage plus a 2-car driveway, providing ample parking for guests. Step outside to your own private backyard, complete with a patio, landscaping, and a 6-foot privacy fence with a gate - perfect for outdoor gatherings, relaxing evenings, or enjoying your own private outdoor space. (Pictures are of decorated model.)

1999 W 1150 S Unit 1039, Payson

$390,000

4 Beds ⋅ 3 Baths ⋅ 2191679 MLS

Available NOW!!! Home is ready for move-in! $15,000 Flex incentive provided by the builder. Welcome to this spacious 3-level townhome featuring 4 bedrooms and 3 full bathrooms, offering a versatile layout with room to live, work and relax. The middle level offers impressive 9-foot ceilings and large picture windows that invite in abundant natural light, creating a bright and open atmosphere. Enjoy the convenience of an attached 2-car garage plus a 2-car driveway, providing ample parking and storage. Don't miss the opportunity to make this inviting home you own!

2028 W 1150 S Unit 1014, Payson

$812,900

6 Beds ⋅ 5 Baths ⋅ 2191204 MLS

Brand-new LULU plan with a functional layout and an additional full 2-bedroom ADU in the basement. 6 Bedrooms total with finished ADU and 4 bedrooms are conveniently located upstairs, while the main level offers a dedicated office, great kitchen, and large windows that fill the home with natural light. NO PID tax! A fantastic opportunity to get the space and flexibility you need in a great Payson location. Great opportunity for additional income to help with the house payment and loan qualification. Home is expected to finish Mid December 2026.

1127 N 1525 E Unit 119, Payson

$775,000

3 Beds ⋅ 3 Baths ⋅ 2190695 MLS

**Ask about our "$20k YOUR WAY" incentive!** Experience elevated living in Payson View Estates with this stunning new home, under construction on Payson's highly desirable east bench. The community does not have an HOA and it is not in a PID which equals hundreds per month in savings compared to the competition. Situated on a premium 0.28-acre corner lot with no direct neighbor behind the home, this impressive residence offers privacy, mountain and valley views, and included front and side yard landscaping. This exceptional 4,112 square-foot home is designed to feel custom, combining thoughtful craftsmanship, extensive upgrades, luxury finishes, and an incredible setting. This home impresses with 9-foot ceilings on all three levels, and a 19-foot vault in the entryway. Wide-plank oak LVP flooring, 8-foot doors throughout the main and upper levels, upgraded brushed nickel lighting and plumbing fixtures throughout, and an expansive great room with a top-tier gas fireplace. The beautifully appointed kitchen has quartz countertops, ceiling-height custom cabinetry, a 30-inch LG gas range, farmhouse-style white sink, designer backsplash carried to the uppers on both cabinetry walls and to the hood behind the range, and an open layout ideal for both everyday living and entertaining. A walk-in pantry, convenient powder bath, and mudroom with built-in lockers serve the main level, adding the convenience and organization today's buyers are looking for. The primary suite is a true private retreat, featuring a scissor-vaulted ceiling, a spacious walk-in closet, and luxurious bathroom with a Euro-glass shower enclosure, separate shower with a built-in bench, freestanding soaking tub, and double vanities. The primary shower features a beautiful tile surround. Two additional bedrooms and a second full bath complete the upper level, with the laundry room located just steps from all three bedrooms. The unfinished basement has 9-foot ceilings, spacious cold storage, and is laid out for a future family room, fourth bedroom with walk-in closet, and third full bath. The upgraded exterior and generously-sized attached garage further enhance the home's curb appeal and functionality. The home is positioned with a west-facing driveway, providing more sunlight to help keep the driveway clear during Utah winters, while the covered front porch and 12' x 12' rear patio extend the living space outdoors. Quality construction features include 2x6 exterior walls, upgraded wall and ceiling insulation, and two high-efficiency furnaces for improved comfort and energy efficiency. Located near Payson Canyon, Payson View Estates offers convenient access to mountain trails, hiking, and outdoor recreation while remaining just minutes from shopping, dining, and everyday conveniences in Payson. With striking mountain and valley views, generous homesites, luxury new construction, and the outdoors practically at your doorstep, this is more than a beautiful home -- it's an opportunity to build your lifestyle around the view. The expected completion date for this home is March 2027. There is a preferred lender 20k incentive available that may be used for closing costs or an interest rate buy down. Square footage figures are provided as a courtesy estimate only and were obtained from building plans. Buyer is advised to obtain an independent measurement.

1893 S 100 E Unit 14, Payson

$679,950

4 Beds ⋅ 3 Baths ⋅ 2190554 MLS

*Seller incentive: $24,000 toward interest rate buy-downs or closing costs through October when using the listed lender* This Evergreen plan (Elevation C) is under construction now in Arrowhead Ranch, so there's still time to get in early. It has 4 bedrooms, 2.5 baths, and 2,507 finished square feet out of 3,584 total, giving you plenty of room now and space to grow later. The open floor plan keeps everyone connected, and the spacious upstairs loft works as a second living area, a playroom, or a homework spot. The primary suite has separate dual vanities, a soaking tub, and a walk-in shower. The 3-car tandem garage fits up to 4 vehicles, with room for trucks, toys, and storage.The location is a big part of the appeal. You're minutes from the new Salem Sports Park, with a new commercial development coming soon nearby and a brand-new Harmons grocery store on the way in Salem. Call for details, timelines, and current builder incentives.

1373 N 1600 E Unit 150, Payson

$375,000

4 Beds ⋅ 3 Baths ⋅ 2190203 MLS

Charming Character Meets Fresh Updates! Step into the charm of 1896 with all the comforts of today! This inviting 4-bedroom home sits on a generous .27-acre lot and blends classic character with thoughtful updates. There are over $30,000. in upgrades and features. ( See Features and Upgrades list in Attached Documents.) Inside, you'll find fresh interior paint, new LVP flooring, and a beautifully updated kitchen featuring a new backsplash and refinished butcher block countertops. Major updates include a newer roof and new smoke and CO2 alarms, giving you added peace of mind. With 4 bedrooms, 1 full bath, 1 three-quarter bath, and 1 half bath, there's plenty of room to spread out, work from home, or accommodate guests. There is a large combination mudroom and laundry room. Outside, the .27-acre lot offers space to enjoy, garden, entertain, or simply relax. If you love the personality and charm of an older home but appreciate the convenience of modern updates, a fenced yard, and, for extra storage, an exterior shed. This one is worth a look! Unfinished basement with fieldstone foundation. All information, figures, and documentation provided as a courtesy; buyer to verify all information.

410 N Main St E, Payson

$404,990

4 Beds ⋅ 3 Baths ⋅ 2190063 MLS

*The HAVEN townhome is an amazing open floorplan with a 2-car garage. This beautiful home features 4 bedrooms, and 3 full bathrooms! Ask me about our generous home warranties, active radon Mitigation System, and Smart Home Package, which is included in this home. The actual home may differ in color, material, and/or options. Pictures are of a finished home of the same floorplan, and the available home may contain different options, upgrades, and exterior color and/or elevation style. Square footage figures are provided as a courtesy estimate only and were obtained from building plans. No representation or warranties are made regarding school districts and assignments; please conduct your own investigation regarding current/future school boundaries.

1581 N 1360 E Unit 893, Payson

$404,990

4 Beds ⋅ 3 Baths ⋅ 2190047 MLS

**The HAVEN townhome is an amazing open floorplan with a 2-car garage. This beautiful home features 4 bedrooms, and 3 full bathrooms! Ask me about our generous home warranties, active radon Mitigation System, and Smart Home Package, which is included in this home. The actual home may differ in color, material, and/or options. Pictures are of a finished home of the same floorplan, and the available home may contain different options, upgrades, and exterior color and/or elevation style. Square footage figures are provided as a courtesy estimate only and were obtained from building plans. No representation or warranties are made regarding school districts and assignments; please conduct your own investigation regarding current/future school boundaries.

1583 N 1360 E Unit 892, Payson

$485,000

3 Beds ⋅ 3 Baths ⋅ 2189976 MLS

Magnolia floor plan ready for a new family now! Step inside this light-filled home featuring an expansive open layout, vaulted ceilings in the main great room, and a wall of windows that flood the space with natural sunlight. The heart of the home centers around a gorgeous kitchen complete with a massive center island and a huge walk-in pantry, perfect for entertaining and daily living. Functional family design shines with a dedicated main-floor mudroom. Outside, enjoy a generous lot with plenty of yard space and ideal potential for RV or trailer parking. Modern living, pristine newer construction, and room to grow in a desirable Payson neighborhood!

1232 E 1475 N Unit 515, Payson

$249,000

3 Beds ⋅ 2 Baths ⋅ 2189896 MLS

Main-level living with no stairs! This 3 bed, 2 bath Ridgestone condo offers 1,223 sq ft and comes with a $2,000 paint and carpet credit from the seller. First-time buyers get an affordable way into homeownership, and investors get a tenant who would like to stay, so there's rental income from day one. The tenant can also vacate with 30 days' notice. The HOA covers water, sewer, trash, internet, insurance, and snow removal, which keeps monthly costs simple, and you'll have access to the clubhouse, gym, and picnic area. Minutes from the MTECH campus, shopping, and I-15. Nebo School District. **LENDER INCENTIVE** Qualified buyers receive 1% interest rate reduction for the first FULL YEAR when using our preferred lender for this financing option. Buyers must pre-qualify. Terms and conditions apply. Not a commitment to lend. Contact agent for additional info. Info deemed reliable; buyer/buyer's agent to verify all. Square footage figures are provided as a courtesy estimate only obtained from tax records.

1045 S 1700 W Unit 610, Payson

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Payson Homes under $1.25 million

Newest Payson Homes under $1.25 million

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